#13. Money savvy budgeting

Money savvy budgeting

Haha. If only I was. It’s not like I’m not a saver cause I am; to the point I subconsciously do a cost benefit/ opportunity cost analysis every time I’m about to buy something πŸ˜‰ It’s the formality of actually making one, managing and sticking to it!

I dread my stack of receipts…

Receipt stacks

And dream of the day where an app will be developed with the best of Good Budget and Expensify. Maybe I’ll make it πŸ˜‰

Good Budget uses the nifty tool of envelope budgeting: dividing your salary into categories like so…


Only downside it doesn’t smart scan receipts and needs manual entering unlike Expensify smart scans. But Expensify doesn’t have the envelope budgeting system.

So I find myself just doing double work to move the expensify info to the Good Budget just to see if I’m on track. Which is annoying.

Now I’m going the old school way…

Physical envelopes with receipts πŸ˜‰

We’ll see how this goes… I’m already behind again XD
What are your money savvy budgeting tips?


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